My Household Bills Binders

Keeping track of household bills has always been a thorn in my side, I have to say!

In years past I would loose bills, forget about bills and frequently pay bills late. That is until I found my binder system!! Now my bills have a home and I have a system for filing and paying them that works for me.

I have 4 binders I use for bills and investments:
1 for household/utility bills1 for credit cards and loans1 for business related bills (my hubby owns a Landscape Construction Co)
1 for our investments (IRA's, College Funds and Stocks)

These binders are broken down by bill and at the front of each binder I have a form listing due dates, amounts due, dates paid and amounts paid. It's handy to have this information at-a-glance.

Each day when my mail arrives I go through it immediatly. I NEVER let it sit...that is to dangerous for me!! If it sits, it piles up!! I shred and recycle all junk mail first. Then I open all bills and 3-hole punch them, I keep my hole punch in the cabinet that house my Bill Binders. As I file each bill I write down the needed information on the form at the front of each binder. Checking this form is one of my MIT's listed on my Daily routine.

Now I always know where my bills are and I never pay bills late!!